Thursday, April 5, 2018

Indian Banks will not allow you to buy bitcoins

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Indian Banks will not allow you to buy bitcoins

In India, people who have bitcoins will not be able to buy them anymore. The banks have even refused to accept them as this cryptocurrency will not be used in India anymore. Banks will not be able to buy cryptocurrency via banks or e-wallets etc.

In India, anymore as Reserve Bank of India (RBI) has banned them with immediate effect from “dealing with or providing services to any individuals or business entities dealing with or settling virtual currencies.”

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RBI it its first bi-monthly monetary policy made an annoucement that any entity which is being regulated under them or by them such as banks, wallets, etc. will not deal with or provide services to any individual or business entities for buying or selling cryptocurrency such as bitcoins.

If banks, e-wallets and any other entities regulated by RBI are not allowed to facilitate sale or purchase of cryptocurrencies, obviously individuals will not be able to transfer money from their bank accounts to their crypto-trading wallets.

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“A person will not be able to transfer money from his savings account to his cryptowallet” says, Abizer Diwanji, Head, Financial Services, EY India.

The central bank has repeatedly cautioned users, holders and traders of virtual currencies, including Bitcoins, regarding various risks associated in dealing with such virtual currencies.

In its statement RBI said that technological innovations, including those underlying virtual currencies, have the potential to improve the efficiency and inclusiveness of the financial system. However, Virtual Currencies (VCs), also variously referred to as crypto currencies and crypto assets, raise concerns of consumer protection, market integrity and money laundering, among others.

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Recently, several banks have banned their customers for buying and selling of cryptocurrencies. Citi Bank in their email sent to its customers which said that the credit and debit cards cannot be used to purchase cryptocurrencies.

It has been reported that RBI has warned banks about cryptocurrencies since January. They have been informing an telling people to step up from a scrutiny of financial transactions by companies and exchanges involved in the trade of bitcoins and similar digital tender.

RBI has also issued a press release earlier in this regard stating “As such, any user, holder, investor, trader, etc. dealing with virtual currencies will be doing so at their own risk.”

Published by Minal Gupta on 05 Apr 2018

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